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The bottom line is to stay motivated. Starting a business is one of the hardest things anyone can ever do. The uncertainty, the lack of a support structure, the complete and total disregard of your typical safety zone. It is all part of starting a business. But the rewards are far greater than the sacrifices. And in the end, when you are financially secure, and independent from the corporate world, it will be more gratifying than you could have ever dreamed.So you want to start a business. You have an idea. Let’s say you want to be a carpenter. You print some brochures, some business cards, and take out an ad framing lumber in the yellow pages. you pay $600 for a website and a domain name that tells everyone about your amazing credentials and experience. you distribute your fliers at a local grocery store. and then you wait. and wait. and wait…
during our latest camping trip to door county, wisconsin, we stopped at the shipwrecked inn in egg harbor for dinner. they brew and serve their own beers and have a large menu. eating there is an enjoyable experience, but learning about the folklore and history of the building was a lot of fun too. and like the name suggests, there are overnight accommodations available starting around $50 for a double. a sign near the entrance to the restaurant tells interested lumber people to inquire at the bar about available rooms.
it is important to note, that it is at this time of the project that the large outlays of money begin to occur. lumber costs for a home construction are quite large, and final payments are due to the excavator and foundation subcontractors. excavation/sitework and foundation installations are a significant portion of the cost of building a home. in addition, the framing lumber subcontractor requires a portion of his labor to be paid in advance.also, it is very important that homeowner construction insurance be obtained prior to the construction phase. this insurance protects the homeowner/builder against material theft and job injuries. all of your subcontractors and their employees should be insured but don’t count on it. during any building project, subcontractors are bound to hire extra help for short stints and i would be surprised if these temporary employees were added to the subcontractor’s insurance policy. the homeowner/builder insurance policy is small change compared to the risk of theft or the threat framing of injury lawsuits.
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